YOUR WEALTH TEAM
PRESIDENT
T. Spencer Metcalf, CFP®
Spencer Metcalf is the founder of LivingStone Wealth Planning and is an Investment Advisor Representative with Cetera Advisor Networks. Spencer has enjoyed working with individual families and businesses as a financial planner since 2006. As a CERTIFIED FINANCIAL PLANNER™ practitioner, Spencer constructs personalized plans to meet our clients’ goals spanning from tax efficiency and growth to retirement income and wealth preservation. In addition, Spencer enjoys presenting financial planning seminars at universities and for local employers. He believes that financial education is the key to making successful money decisions whether you’re managing a business or a home. Helping clients realize their wealth potential and life goals has been a passion and motivator of Spencer’s throughout his career.
Spencer received a BS from USC Upstate, an MBA, with a concentration in Finance, through Strayer University, and a Certificate in Financial Planning from Florida State University. He currently holds the Series 7, 66, and 24 securities registrations as well as active state Life & Health Insurance licenses.
Spencer, his wife Tara, and their sons Luke, Ian, and Colt currently live in Simpsonville, SC.
Check out Spencer’s background on https://brokercheck.finra.org.
DIRECTOR OF CLIENT OPERATIONS
Kristy Smith
Kristy Smith is the Director of Client Operations at LivingStone Wealth Planning. She has helped people for over 18 years in the financial industry and joined the LivingStone team in 2013. Kristy’s greatest passion is ensuring that clients feel comfortable with our communication and financial services. She achieves this by enthusiastically welcoming people to our firm and by working diligently behind the scenes to meet client expectations. Kristy acts as both a problem-solver and problem-preventer in the hopes to make your life easier. She loves interacting with both current clients and newcomers alike and enjoys hearing each of your personal stories.
When she is not at the office, Kristy spends her time with her husband, Brad, and their two sons, Micah and Maddox. As a family, they are involved in their church, Brushy Creek.
Building meaningful relationships and helping others meet their goals is a passion for Kristy at work, home, and in the community.
YOUR NETWORK OF SUPPORT
Our Broker Dealer
Cetera Advisor Network is part of Cetera Financial Group (Cetera), a leading network of independent retail broker-dealers empowering the delivery of objective financial advice to individuals, families and company retirement plans across the country through trusted financial advisors and financial institutions. Cetera is one of the largest independent financial advisor networks in the nation by number of advisors, as well as a leading provider of retail services to the investment programs of banks and credit unions. Through its multiple distinct firms, Cetera offers independent and institutions-based advisors the benefits of a large, established broker-dealer and registered investment adviser, while serving advisors and institutions in a way that is customized to their needs and aspirations. Advisor support resources offered through Cetera include award-winning wealth management and advisory platforms, comprehensive broker-dealer and registered investment adviser services, practice management support, and innovative technology. For more information, visit cetera.com.
Our Clearing Firm
Since its founding in 1939, Pershing has been recognized as a Wall Street innovator. Initially, Pershing’s vision centered on providing trade execution and clearing services to financial services firms located outside of the New York metropolitan area. Another early decision that set the firm apart was to establish a presence in strategic zones on the floor of the NYSE, a move designed to ensure that the firm provided customers with fast, efficient trade execution. Pershing serves clients in approximately 40 countries, with thousands of dedicated employees located in 23 offices worldwide.
Pershing LLC, Member FINRA, NYSE, and SIPC, is a wholly-owned subsidiary of BNY Mellon, the nation’s oldest continuously-operating bank, and one of the world’s leading providers of securities services. BNY Mellon is a global investments company, dedicated to helping its clients manage and service their financial assets throughout the investment lifecycle. Whether providing financial services for institutions, corporations, or individual investors, BNY Mellon delivers informed investment management, products, and services in 35 countries and more than 100 markets.
As of March 31, 2023, Pershing has approximately $2.0 trillion in global client assets held in custody. The parent company, The Bank of New York Mellon Corporation, has $46.6 trillion in assets under custody and/or administration, and $1.9 trillion in assets under management. Read more about Pershing’s Strength & Stability.
Planning your legacy from the heart of Downtown Greenville, SC
Our Message to You.
At LivingStone Wealth Planning, our goal is to inspire our clients to make informed financial decisions. We view money as a tool to live life by design, not default. It is a means to accomplish your greatest needs, wants, and wishes.
Through our wealth planning process we help our clients see the big picture and together, we identify where they are on their personal, financial path. This involves taking an account of all aspects of your financial life and putting a plan together that we can help you understand, implement, and keep up-to-date.
One key element of this process is to build trusting relationships with our clients. We want to get to know you personally because at LivingStone you’re much more than an account. We feel that this friendship helps us give better advice as we guide you to and through retirement.
As you probably know, trusting relationships require good communication. This is the kind of communication that takes initiative and keeps you informed during all steps of the planning process. Proactive communication is a pillar of our service and one that we continually strive to achieve.
On behalf of LivingStone Wealth Planning, we would love nothing more than an opportunity to earn your trust and to help you plan your next financial steps.